Ireland Take Home Pay Calculator 2026
Estimate your net take-home pay after PAYE income tax, Universal Social Charge (USC), and Pay Related Social Insurance (PRSI) for 2026.
Net Take-Home Pay
€2,602.35
- Gross Pay
- €3,333.33
- PAYE Income Tax
- -€510.42
- Universal Social Charge (USC)
- -€87.24
- PRSI
- -€133.33
- Effective Tax Rate
- 21.9%
Irish Tax Rates 2026 — PAYE, USC & PRSI
Income Tax (PAYE)
| Income | Rate |
|---|---|
| First €44,000 (single) | 20% (standard rate) |
| Balance | 40% (higher rate) |
Universal Social Charge (USC)
| Income band | Rate |
|---|---|
| Up to €12,012 | 0.5% |
| €12,012 – €22,920 | 2% |
| €22,920 – €70,044 | 4.5% |
| Over €70,044 | 8% |
Source: Revenue Ireland. Personal Tax Credit: €1,875 (single) / €3,750 (married).
This calculator provides estimates for general informational purposes only and is not tax, legal, or financial advice. Actual results may vary. Verify your specific situation with a qualified tax adviser or Revenue Ireland before making financial decisions. Irish tax figures are based on Revenue Ireland published rates and thresholds for the stated tax year.
Frequently asked questions about Irish tax
How does Irish PAYE income tax work?
PAYE is charged at 20% on income up to €44,000 (single person) and 40% on the balance. A Personal Tax Credit of €1,875 directly reduces the tax owed. Married couples get a higher standard rate band.
What is the Universal Social Charge (USC)?
USC is a tax on gross income above €13,000. Rates: 0.5% up to €12,012; 2% up to €22,920; 4.5% up to €70,044; 8% above that. Medical card holders pay reduced rates.
What is PRSI?
Pay Related Social Insurance (PRSI) is a contribution to the Social Insurance Fund. Most employees pay Class A PRSI at 4% on gross earnings above €352 per week.
Are the 2026 rates confirmed?
This calculator uses the latest published Revenue Ireland rates. The 2025 Budget figures (effective from January 2025) are used as the 2026 rates. Verify against Revenue.ie for any changes.