UK Take Home Pay Calculator 2026

Estimate your net take-home pay after UK income tax and National Insurance contributions for the 2025–26 tax year.

Annual Gross Salary

Pay Frequency

Net Take-Home Pay

£2,393.30

Gross Pay: £2,916.67
Income Tax: -£373.83
National Insurance (Employee): -£149.53
Effective Tax Rate: 17.9%

UK Income Tax Rates 2025–26

Income band	Rate
Up to £12,570 (Personal Allowance)	0%
£12,571 – £50,270	20% (basic)
£50,271 – £125,140	40% (higher)
Over £125,140	45% (additional)

National Insurance 2025–26 (Class 1 Employee)

Earnings band	Rate
Up to £12,570	0%
£12,571 – £50,270	8%
Over £50,270	2%

Source: HMRC — Income Tax rates and National Insurance thresholds 2025–26.

This calculator provides estimates for general informational purposes only and is not tax, legal, or financial advice. Actual results may vary. Verify your specific situation with a qualified tax adviser or HMRC before making financial decisions. UK tax figures are based on HMRC published rates and thresholds for the stated tax year.

Frequently asked questions about UK take-home pay

How is UK income tax calculated?

UK income tax applies a Personal Allowance of £12,570 (frozen until 2028), then 20% basic rate up to £50,270, 40% higher rate up to £125,140, and 45% additional rate above that. The allowance tapers by £1 for every £2 above £100,000.

What is National Insurance (NI)?

Class 1 employee NI is charged at 8% on earnings between £12,570 and £50,270 per year, and 2% on earnings above £50,270. Your employer also pays NI separately.

Does this calculator include Scottish income tax?

Not yet. Scottish taxpayers pay different income tax rates set by the Scottish Parliament. This calculator uses the standard England, Wales, and Northern Ireland rates.

What tax year does this cover?

This calculator uses the 2025–26 UK tax year rates (6 April 2025 to 5 April 2026), sourced from HMRC.

Transparent estimate

How this salary calculator works

Enter the supported inputs above to receive an estimate for United Kingdom. The result is produced by a country-specific calculation engine, formatted in GBP, and should be read together with the assumptions below.

A simple example is to compare the gross amount you enter with the displayed deductions and net result. The exact breakdown depends on the pay frequency, year, region, filing choices, and other inputs supported by this page.

What is generally included?

The inputs and pay frequency selected above.
Country-specific rates or thresholds available to this engine.
A formatted result and, where available, a deduction breakdown.

What may be excluded?

Employer benefits, credits, dependents, or deductions not requested.
Local, municipal, or regional rules not named on the page.
Collective agreements, legal exceptions, and official payroll rounding.

Data year, sources, and assumptions

The current release focuses on 2026 data where a page shows a tax year. Review the country-specific source notes in the Data Sources page and the methodology before using the result for an important decision.

Frequently asked questions

Why does my result differ from a payslip?

A payslip can include employer-specific withholding, benefits, credits, local taxes, deductions, and rounding that this estimate does not model.

Can I treat this as official tax advice?

No. SalRenTax provides general informational estimates. Confirm a filing, employment, legal, or financial decision with the relevant authority or a qualified professional.

What if my country or region is not supported?

Do not substitute another country or state. Use only a page whose scope matches your jurisdiction and read the unsupported-input message when one is shown.